Advantages of Family Budget
On the Advantages of the Family Budget
Do I need to plan a family budget?
Good day, dear reader’s school starts blogger!
Today's post I open a series
of articles on the topic of "Money".
A topic that you as a person
studying the possibility of earning on the Internet, of course, are interested
in and we will begin with an introduction to its features of the family budget.
Surely you, dear reader, have
one or two (maybe more) the financial goals you want to achieve.
You may want to buy an
apartment or a house, leave for six months on leave and to spend it in Europe
or simply want to strengthen its financial position.
And the first step in
achieving all your financial goals will be proper distribution of family income.
Characteristically, despite
the importance of budget management, most of us do not have a clear idea of how much is spent on
utilities, food and entertainment.
But the most surprising is
that 80 percent of all the same really know exactly where the money goes, and
it is the complete absence of any plan for the allocation of funds.
But in the absence of the
family budget our financial picture is very blurry outlines, and we risk to
earn a nervous stress due to the fact that, say, the term of the loan repayment
is inexorably approaching, and we do not know where to find the required
amount.
But a well-planned family
budget will give you confidence in the future and the opportunity to lead such
a life, what you want.
In a
nutshell the Budget
Budget - is a monthly
financial plan that distributes our revenues by category.
He sets a limit and as a lid
covering the right moment our costs so that we did not go beyond the limits of
the established limit.
In short, the budget is part
of our financial system, the key to living within your means and strengthen
their own financial well-being.
Why
is the presence of the family budget so important for us?
The budget gives a clear
picture of our financial situation so that we can live within our means.
Shows us how much we can
afford to spend up to a penny on everything from food to cocktail dresses (of
course, men have other priorities).
Keeps us motivated and
accountable towards achieving our financial goals.
Ever since I began to plan
their income and expenses, I fell in love with the budget for a comfortable
structure that allows you to control yourself, your favorite, and reminds me of
what I can or cannot afford.
Agree, if you tell mom or
husband (wife), the second time in six months to fly to Antalya sunbathe,
expensive, then you will not take these exhortations such action as if your
budget you said: "The cost of the second plane ticket and may stay in your
budget, my dear, is not provided. "
See the difference?
Another invaluable advantage of the family budget is the
fact that it helps us to prioritize spending.
What are these priorities and
how they should be placed in a qualitative and quantitative ratio, discussed in
the next post.
Read the blog, do not have to
wait long!
Success you will definitely
reach themselves, and I wish you good luck!
